Educational Assistance Payments (EAPs) are amounts paid from a Registered Education Savings Plan (RESP) to an eligible youth to assist with post-secondary education expenses. EAPs consist of the Canada Education Savings Grant, the Canada Learning Bond, provincial education savings incentives, and income earned on the money saved in the RESP. Payments to a beneficiary are made according to the specific terms of the RESP.
Post-Secondary Education (PSE) withdrawals are drawn from the contributions made to the youth’s RESP, and exclude education savings incentive amounts and income earned (i.e., EAPs).
The sum of EAPs and PSE withdrawals represents the amount of money available for the beneficiary’s PSE expenses.
This dataset presents the following information by Forward Sortation Area (FSA) for 2021, 2022, 2023 and 2024 which were obtained from the Canada Education Savings Program (CESP) administrative data:
-
EAP amounts for CESP beneficiaries 15 years of age or older;
-
PSE withdrawal amounts for CESP beneficiaries 15 years of age or older;
-
Number of CESP beneficiaries 15 years of age or older who received some EAP and;
-
Number of CESP beneficiaries 15 years of age or older whose subscriber made a PSE withdrawal
All population counts of 30 or below (and their corresponding dollar values) are suppressed due to privacy issues and are replaced by an asterisk in the dataset.
Please note that the Open Government Portal provides data that add to those already available in the Canada Education Savings Program Annual Statistical Review. The most recent version of the report, which includes data up to 2024, was published on August 5, 2025 and can be found here: https://www.canada.ca/en/employment-social-development/services/student-financial-aid/education-savings/reports/statistical-review.html