The population 65 to 74 years of age is in their "Golden Years". This is an age when many are no longer in paid employment and have a pension and investment income. To add to the income stability is continuing good health. A number of patterns are evident on this map. The clearest of these is the north to south increase in the proportion of those in the 65 to 74 years of age range. High fertility rates and relatively lower life expectancies in the north contribute to this distribution. A high proportion of this portion of the population can be clearly seen in the Okanagan Valley, Vancouver Island and the lower mainland of British Columbia, the coastal area of Nova Scotia and even more distinctly in the Muskoka and Georgian Bay areas of Ontario. This pattern reflects the attraction of these areas for retirement homes.